Annual Report 2023 

Growing but Grounded

Capital Farm Credit is Texas’ largest rural lending and financial services cooperative, owned by the very people and operations we do business with. Established in 1917, we’ve never wavered from our original mission to support rural communities and Texas agriculture. When we do well, we return our earnings to our customers as patronage dividends through our cooperative structure. And as owners of the cooperative, our customers have a voice and a vote in the co-op's business.

A secret to our success is the focus on our winning combination. We understand what is important to our members and what makes our association thrive. Our priorities surround our customers, culture, and cooperative performance.

Today, Capital Farm Credit provides customized financing solutions to more than 23,000 farmers, ranchers, agribusiness operations, country homeowners and other rural landowners. We remain committed to helping our customers pursue their goals and realize their dreams of living and working the land we call home. In 2023, we stayed rooted in our Winning Combination, finding new ways to streamline our lending systems. This served as a springboard for many achievements throughout the year, staying grounded with our people in mind.

Together, we're better.

Read our Annual Report here: 2023_CFC_Annual Report

A message from our CEO and Board Chairman: