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Flexible Loan Programs

Capital Farm Credit is the expert in land loans for rural Texas and has been for more than 100 years. We cater to agricultural producers, agribusiness firms, and recreational property homeowners across the lone star state. As a land loan lender with over 63 locations serving 192 counties across Texas, we work directly with ranchers, farmers, and homeowners looking to purchase land in Texas, turning your dreams into a reality. Our flexible land loans offer competitive rates, flexible terms, and down payment options. Capital Farm Credit's focus is always on you and delivering the best in agricultural land loan lending.

Ag Loans & Leasing

Competitive terms and unmatched customer service. We custom-tailor loans for our agricultural producer members throughout Texas.
Learn More … About Ag Loans & Leasing

Home Loans

Whether you're buying, building, or refinancing a home - either in the country or within city limits - we have a loan program that is right for you.
Learn More … About Home Loans

Crop Insurance

We offer a comprehensive offering of agricultural insurance products with specialized agents offering highly personalized service.
Learn More … About Crop Insurance

Hear What Our Customers Are Saying

  • "They really know farmers and agriculture. We couldn't ask for a better lender."
    Traci Klepac
  • "They make it easy to help you make things happen. I'll definitely use Capital Farm Credit to finance my next project."
    Madi Bexley
  • "People at Capital know farming and ranching and understand what it takes to succeed. They're always responsive. They've been great to work with. And the patronage check is wonderful."
    Dianne Eckhardt
  • "It's a partnership. I see the value of it. It's good to do business with a company that looks out and gives you back whatever you put in,"
    Manuel Macias
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