Ready to welcome 2025 with new land, livestock or crops? Capital Farm Credit can help!

If your new year’s resolutions involve an agribusiness or land purchase, now may be a great time to act on that resolution. Interest rates for long-term loans are becoming more and more attractive as rates slowly begin to come down.

On Dec. 19, the Feds voted to reduce rates by .25% – adding up to a full 1% interest rate reduction since September.

The Yield Curve, which shows how interest rates change over time, is flattening. This means you can borrow money for short-term or long-term investments at very similar rates.  In other words, it’s getting cheaper to borrow money – regardless of your intentions!

“The Treasury Yield Curve is ‘flatter’ than it has been in three to four years,” said Clint Cryer, senior vice president of lending and relationship management for Capital Farm Credit. “We are getting to a point where borrowers have a great opportunity to benefit from the Farm Credit System.”

What makes Farm Credit different from other financial institutions? Farm credit associations are dedicated to supporting agriculture and rural communities. We are cooperatives where our borrowers are members and owners. As owners, they are participants in our patronage program, where we return a portion of our earnings to them.

For more information on how Capital Farm Credit can help you fulfill your new year’s resolutions, contact your local office of Capital Farm Credit today!