It pays to be a member of Capital Farm Credit

Capital Farm Credit’s dedication to our members is the size of Texas, and our annual cooperate returns is a unique way of doing business. Not only do our qualified borrowers get a relationship with their lender that goes beyond money, but they also become owners and get actual checks in the form of cooperative returns.

Such was the case this week when CFC mailed $111.5 million in patronage checks to members. Since our Capital Management program started in 2006, we've returned over $2.9 billion in patronage. That’s money our members can use to pay off their loans, grow their farms and invest in their families.

“It's a common-sense decision,” said CFC member Steven Ebeling said of lending with CFC. “When you start figuring up the numbers, it's almost impossible to be in production agriculture anymore if you're not getting a patronage, if you're not banking at a bank like Capital Farm Credit.”

CFC’s Cooperative Returns Program remains one of the strongest in the country with consistent and reliable payments.

“That dividend check is pretty sweet,” said member Tyler Black.

Capital Farm Credit knows agriculture. Many of our employees are farmers and ranchers themselves, which helps members feel comfortable that they can put their trust in us.

“It's knowing you are standing alongside other farmers and ranchers and agriculturists and the fact that we're all in this together,” said member Morgan Hodges of her business with CFC, “and together, we're better.”